Everything you need to take control.
Six pillars, one coached platform. Here's what's inside Boss Finances — the tools that turn money stress into a clear, do-this-next plan.
See every dollar — before it's gone.
Track your money automatically, forecast your month, and catch the leaks before they become problems. Know exactly how much you can spend — before payday, not after.
- Automatic transaction import & categorization
- Cash-flow forecasting through your next paycheck
- Subscription leak detector
This month
Understand your score — and move it.
See what's actually driving your score, follow a clear plan to improve it, and simulate the impact of a move before you make it. Education and coaching only — never credit repair.
- Credit score & report, explained plainly
- Score-impact simulator before you act
- Tri-bureau monitoring & dispute templates you send yourself
Your credit score
Kill debt in the right order.
Snowball or avalanche — we show you the math and you pick the method you'll actually stick to. Then we automate the extra payments and track every dollar of progress.
- Snowball & avalanche planners, side by side
- Automated 'snowflake' extra payments
- APR-reduction scripts you can use yourself
Debt payoff · avalanche
Build a cushion — without feeling it.
1, 3, 6 months. Cash-flow-aware automated transfers move money the day after payday so it's saved before you can spend it. Realistic milestones, no deprivation required.
- Automated, cash-flow-aware transfers
- Goal-based savings buckets
- Milestones: $1k → 1 month → 3 months
Emergency fund
saved of $6,000
Next: 1 month of expenses
Know if you're actually ready.
Your real readiness score, the assistance programs you may qualify for, and an honest look at what 'tight' would feel like — so you buy when you're ready, not when you're rushed.
- Homeownership readiness score
- Down-payment assistance program matcher
- Affordability & 'house poor' stress test
Readiness score
Build something that outlasts you.
Wills, beneficiaries, term life, HSA, 401(k), Roth, 529 — the accounts and documents that build lasting wealth, explained in plain English and stacked in the order that gets the most for your dollar.
- Account-funding order, plain and personalized
- Wills & beneficiaries walkthrough
- Tax-optimization alerts
Fund in this order
Estate basics
Will & beneficiaries
Built into every pillar
Boss Money AI ties it all together.
Every feature is backed by the same coach. Boss Money AI reads your real numbers across all six pillars and always points you to the next concrete move — in plain English, judgment-free.
- Reads your linked accounts, in context
- Explains the why, not just the what
- Recommends the next concrete step
Boss Money AI
● Active
All six pillars, one platform.
Start free, or lock lifetime access as a founding member before the seats are gone.
Founding pre-sale now open · 500 seats · $299 for life