All pillars
Pillar 06 · Generational Wealth Basics

Wills, beneficiaries, retirement —
in order, in plain English.

HSA, 401(k), Roth, 529, term life, beneficiaries, wills. The boring stuff that quietly compounds for the next generation.

The number

11

wealth-building moves we sequence for every member

Self-reported by closed-beta members. Your results will vary.
What's inside

Everything you need for generational wealth.

Account priority sequencer

401(k) match → HSA → Roth → 529 → taxable. Tuned to your income, your debt, your goals.

Beneficiaries audit

Most people set them once, never update. We surface every account, every beneficiary, every gap.

Term life calculator

How much, for how long, at what cost. Plain math, not commission-driven advice.

Will & estate basics

When you need a will vs. just beneficiaries. State-by-state guidance. Lawyer recs when warranted.

How it works

Three steps. No fluff.

Step 01

Capture every account

Retirement, brokerage, life insurance, HSA — one map.

Step 02

Fix the gaps

Missing beneficiaries, underfunded match, wrong order. We sequence the fixes.

Step 03

Review annually with Boss Money AI

Life changes — kids, marriage, new job — auto-trigger a review.

Common questions

Specifics, not slogans.

All six pillars, one membership.

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