Can I use it without linking my bank?

Yes — manual entry works. But you'll get ~10x more value with Plaid linked.

Does it work with cash spending?

Yes. Add cash transactions in 5 seconds; we'll roll them into your categories.

BBoss Finances

All pillars

Pillar 01 · Budget & Cash Flow

Know where every dollar goes —
before payday hits.

Track what's happening, forecast what's coming, and stop the leaks before they become the problem.

Start with Boss Finances See plans →

The number

$2,400

average annual leak we surface in the first 30 days

Self-reported by closed-beta members. Your results will vary.

What's inside

Everything you need for budget & cash flow.

Auto-categorized transactions

Linked accounts sync nightly. Categories that adapt to how you actually spend, not generic buckets.

Cash-flow forecast

See your next 30 days, account by account, before bills hit. No surprises, no overdrafts.

Subscription leak detector

We surface every recurring charge — including the trials that quietly converted six months ago.

Spending guardrails

Set per-category limits with friendly nudges, not shame. Weekly check-ins, not daily nagging.

How it works

Three steps. No fluff.

Step 01

Link your accounts

Read-only via Plaid. Bank-level encryption. Takes ~90 seconds.

Step 02

Get your cash-flow map

We surface your real fixed costs, variable spend, and what's actually left.

Step 03

Boss Money AI tunes it weekly

Specific moves: 'shift this transfer to Friday,' 'cancel this subscription,' 'fund this bucket first.'

Common questions

Specifics, not slogans.

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Generational Wealth

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Credit Building & Repair

All six pillars, one membership.

Lock $149 for life. 153 founding seats left.

Claim a Founding Seat

Know where every dollar goes —before payday hits.