BBoss Finances
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Pillar 05 · Homeownership Prep

Your real readiness score.
What 'tight' looks like.

The programs you actually qualify for, the down payment math, and an honest answer to: should you even buy right now?

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The number

27

down-payment assistance programs we match members to on average

Self-reported by closed-beta members. Your results will vary.
What's inside

Everything you need for homeownership prep.

Readiness score (0–100)

Credit, savings, DTI, employment history — one honest number. Updated monthly.

Down-payment program matcher

FHA, VA, USDA, state DPA, first-gen programs. Curated to your eligibility.

Real affordability calculator

Not 'what the bank will lend' — what 'tight' would actually feel like in your budget.

Pre-approval prep checklist

What to gather, what to fix, what to wait on. Sequenced for max approval odds.

How it works

Three steps. No fluff.

Step 01

Get your readiness score

Honest snapshot. We tell you the gap, not what you want to hear.

Step 02

Close the gap

Specific moves on credit, DTI, and savings — sequenced over 6–18 months.

Step 03

Get matched, get approved

When you're ready, we hand you a curated list of lenders and programs.

Common questions

Specifics, not slogans.

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