Section 01Scope of this policy
This Privacy Policy describes how Boss Family Holdings, Inc. ("Boss Finances," "we," "us"), a subsidiary of T. James Enterprises Inc., collects, uses, and shares information when you use the Boss Finances website, apps, and related services (the "platform"). By using the platform, you agree to the practices described here and in our Terms of Service.
Section 02Information we collect
| Category | Examples |
|---|---|
| Information you give us | Name, email, password, profile details, goals you set, messages you send us, and waitlist or founding-member sign-up details. |
| Financial information | If you link accounts: balances, transactions, account types, and credit-related data you choose to share or import. |
| Payment information | Processed by our payment provider. We receive limited details (e.g. last four digits, status) — not full card numbers. |
| Usage & device data | Pages viewed, features used, device and browser type, IP address, and similar analytics, collected via cookies and similar technologies. |
Section 03How we use your information
- Provide, personalize, and improve the platform and its coaching features;
- Power Boss Money AI's educational responses and your plans, goals, and progress tracking;
- Process founding-member purchases and manage your account and billing;
- Communicate with you about your account, support requests, and product updates;
- Maintain security, prevent fraud and abuse, and meet legal and regulatory obligations.
We do not sell your personal information, and we do not use your financial-account data for advertising.
Section 04Why we're permitted to process it
Depending on your location, we rely on one or more of: performing our contract with you, your consent (which you may withdraw), our legitimate interests in operating and securing the platform, and compliance with legal obligations. For sensitive financial data, we process it only to provide features you have asked for.
Section 05Who we share information with
- Service providers who work on our behalf — hosting, data aggregation, payment processing, analytics, and customer support — under contracts that limit their use of your data;
- AI providers that process Boss Money AI conversations (see Section 07);
- Affiliates within the Boss Family / T. James Enterprises, where needed to operate shared services;
- Legal & safety recipients when required by law, to enforce our terms, or to protect rights and safety;
- Business transfers — if we're involved in a merger, acquisition, or asset sale, information may transfer as part of that deal.
We do not sell your personal information or share it for cross-context behavioral advertising as those terms are defined under applicable U.S. state privacy laws.
Section 06Linked financial accounts
If you connect a bank, card, or other financial account, you authorize us and our aggregation partner to access read-only account information to power the platform. We do not have the ability to move money or place trades through these connections. You can disconnect a linked account at any time in your settings; doing so stops future access, though data already used to generate your plans may be retained as described below.
Section 07AI processing
Boss Money AI may send the content of your questions, and relevant context you choose to share, to third-party AI providers to generate responses. We work to limit what is shared to what's needed and to use providers that contractually restrict using your data to train their general models. AI responses are educational and may be inaccurate; see our Legal & Disclosures.
Section 08How long we keep it
We keep your information for as long as your account is active and as needed to provide the platform, then for any additional period required to meet legal, accounting, or security obligations. When information is no longer needed, we delete or de-identify it.
Section 09Your rights and choices
Depending on where you live, you may have the right to access, correct, delete, or port your personal information, to opt out of certain processing, and to withdraw consent. You can also:
- Update your profile and disconnect linked accounts in your settings;
- Opt out of marketing emails using the unsubscribe link in any message;
- Control cookies through your browser settings.
To exercise your rights, contact privacy@bossfinances.ai. We will not discriminate against you for exercising them, and we'll verify your identity before acting on a request.
Section 10Security
We use administrative, technical, and physical safeguards designed to protect your information, including encryption in transit and at rest where appropriate. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security. Use a strong, unique password and keep your credentials private.
Section 11Children's privacy
The platform is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will delete it.
Section 12Changes & how to reach us
We may update this policy from time to time; the "last updated" date above reflects the latest version, and material changes will be communicated through the platform. Questions or requests can be sent to privacy@bossfinances.ai or by mail to:
Boss Family Holdings, Inc.
c/o T. James Enterprises Inc.
777 Brickell Ave, Suite 500, Miami, FL 33131
This Privacy Policy works together with our Terms of Service and Legal & Disclosures.