Pick your leverage.
Sign up free — no card required. Upgrade to Core or Elite to link your bank accounts and import transactions automatically, or lock lifetime access during the founding pre-sale before the seats are gone.
Free
Free forever. No card required.
- Free sign-up — no credit card
- View your credit score & basic report
- 3 Boss Money AI queries per month
- Budget basics (manual entry)
- Weekly education emails
- Bank account linking (Core & up)
- Automatic transaction import
Core
For the real work.
- Everything in Free
- Bank account linking unlocked
- Unlimited Boss Money AI coaching
- Unlimited linked accounts
- Full budget + cash flow tools
- Debt elimination (snowball & avalanche)
- Emergency fund automation
- Homeownership readiness check
- Generational wealth basics
- 30-day money-back guarantee
Elite
Maximum leverage.
- Everything in Core
- Continuous tri-bureau credit monitoring (daily)
- Automated credit dispute workflow
- Tax-optimization alerts
- Priority Boss Money AI response time
- Quarterly portfolio review (group session)
- 1:1 onboarding call (one-time at signup)
Founding pre-sale · limited seats
Pay once. Keep it for life.
Founding pricing never comes back. When the seats are gone, they're gone.
Founding
Lifetime Boss Finances Elite. 500 seats.
one-time · lifetime Elite tier
- Lifetime Elite-tier software (budgeting, cash flow, debt & savings, Boss Money AI coaching, homeownership & wealth tools)
- Founding Member badge
- Swag kit (US shipping)
- Quarterly group AMAs with Trevor James
- Priority product voting (2x weight)
- First access to every future Boss product
- Software price locked for life
- Add-on available: daily tri-bureau monitoring, quarterly portfolio review, 1:1 onboarding — sold separately
All-Access
Every Boss product. For life. 150 seats.
one-time · lifetime · every Boss product
- Everything in Founding
- Boss Traders Pro — lifetime (delivered as and when released)
- Boss Investors Pro — lifetime (delivered as and when released)
- Boss Money AI priority queue
- First access to every future Boss product
- 3x weight on product roadmap votes
- Numbered All-Access badge (1 of 150)
Founding seats open Jul 4, 2026 · app launch Sep 1, 2026 · prices in USD, excluding any applicable tax
Lifetime means the Boss Finances software, badge, and community perks. Features that depend on outside providers — bank-linked data and tri-bureau credit feeds — are available as paid add-ons and may change if provider costs materially increase. Bundled future products (Boss Traders Pro, Boss Investors Pro) are delivered as and when released, substantially as described. See the terms.
The full breakdown.
Grouped by pillar — so you can see exactly what changes as you move up.
| Feature | Free | Core | Elite | Founding | All-Access |
|---|---|---|---|---|---|
| Budget & Cash Flow | |||||
| Bank account linking | |||||
| Transaction import | Manual only | Unlimited | Unlimited | Unlimited | Unlimited |
| Auto-categorization | |||||
| Cash flow forecasting | |||||
| Subscription leak detector | |||||
| Credit | |||||
| Credit score (monthly) | |||||
| Tri-bureau monitoring (daily) | |||||
| Automated dispute workflow | |||||
| Score-impact simulator | |||||
| Debt & Savings | |||||
| Snowball / avalanche planner | |||||
| Emergency fund automation | |||||
| Goal-based savings buckets | |||||
| Boss Money AI | |||||
| Coaching queries / month | 3 | Unlimited | Unlimited | Unlimited | Unlimited |
| Priority response time | |||||
| Reads your linked accounts | |||||
| Homeownership & Wealth | |||||
| Homeownership readiness check | |||||
| Down-payment program matcher | |||||
| Wills & beneficiaries walkthrough | |||||
| Tax-optimization alerts | |||||
| Boss Family Products | |||||
| Boss Finances | |||||
| Boss Money AI | Limited | ||||
| Boss Traders Pro | |||||
| Boss Investors Pro | |||||
| Future Boss products | First access | Free / founder pricing | |||
| Support & Perks | |||||
| Email support | |||||
| Priority support | |||||
| Quarterly AMA with Trevor James | |||||
| Founding Member badge | |||||
| All-Access numbered badge | |||||
| Roadmap voting weight | 1x | 1x | 2x | 3x | |
| Swag kit | |||||
| Price | $0 | $14.99/mo | $34.99/mo | $299 once | $699 once |
Lock lifetime access before the seats go.
Founding and All-Access are one-time, limited, and never repeated. When they're gone, it's monthly from there.
Founding: 500 of 500 left · All-Access: 150 seats · seats open Jul 4, 2026