The money skills school never taught you.

Yes. Cancel from your account settings any time. Cancellation takes effect at the end of your current billing period.

If within 30 days you haven't raised your credit score, eliminated an unwanted subscription, or had a meaningful AI coaching session, we refund the full amount.

Never, as long as your subscription stays active. Cancel and rejoin later, you'd be back at public pricing.

Yes, and here are the specifics. Bank connections run through Plaid, the same aggregator used by thousands of banks and fintechs — you sign in on your bank's own screen, so we never see, receive, or store your bank username or password. The access is read-only: Boss Finances can read balances and transactions, and it cannot move, transfer, or withdraw money. Your data is encrypted in transit (TLS 1.2+) and at rest (AES-256), every database row is locked to your account with row-level security, and staff access is limited and audit-logged. Bank linking is always optional — you can use Boss Finances entirely with manual entry. We never sell, rent, or share your data with advertisers or data brokers, and you can delete your account and all of its data from Settings at any time.

All major credit and debit cards via Stripe. ACH for annual plans on request.

Yes — Boss Finances for Teams. Employer benefit pricing starts at $4.99/employee/month.