No signup required. Real UI, real features, sample data. Seven steps, about four minutes.
She just signed up. She's 28, lives in Atlanta, has a credit card in collections and a growing feeling that she should have started this stuff years ago. Most of our members start right here.
Onboarding takes under 10 minutes — four steps, all optional past step 2. Jasmine will link her first account, pull her credit, and set one goal.
The pillars stay locked until Jasmine links an account. We deliberately gate the product until it has real data to work with.
47 days in, Jasmine logs into a dashboard that shows her net worth trend, three active goals, and a tile for each of the six pillars. Everything deep-links to the module below it.
The emergency fund bar turned green at 93% this morning. The credit score shows +18 since she joined. The product's job from here is to keep that momentum.
The score gauge shows 712 — up 18 points since joining. Below that, the four factors that actually drove it. Below that, three ranked next moves with expected point impact.
Most credit apps stop at the number. Ours treats the number as diagnostic — what moved it, what could move it next.
Avalanche and snowball side-by-side with her actual APRs and balances. The extra-payment slider models every dollar in real time.
Jasmine picked avalanche. At $250/mo extra, she's debt-free by January 2028 and saves $2,341 in interest.
Most AI chat tools answer generic questions. Boss Money AI answers Jasmine's specific questions — grounded in her linked accounts, her goals, her actual situation.
The 1-3-6 framework — one month of expenses saved, then three, then six — replaces "save more" with three concrete targets.
Jasmine's at 93% of her one-month goal. 14 days to milestone. The HYSA marketplace below surfaces where her cash could actually earn.
This is the real outcome of one member using Boss Finances consistently for four months. Our median member hits these milestones at a similar pace.
"I've had credit cards for 8 years and never understood why my score moved. Now I check it every week and I know exactly what I'm doing."
Free to start. No card required. The first pillar unlocks the moment you link an account.