1. What we offer everywhere
Boss Finances is an educational and software platform. We are not a credit repair organization, debt settlement company, or licensed advisor. Our credit pillar provides education, monitoring, and coaching only — we never contact credit bureaus or creditors on your behalf, never charge for results, and never guarantee score changes. Because we do not perform credit-repair services, our offering is available to members in every U.S. jurisdiction.
2. Your rights are the same nationwide
Under the federal Fair Credit Reporting Act (FCRA), every consumer in the United States has the right to dispute inaccurate, incomplete, or unverifiable information in their credit file directly with the bureaus for free, and to a free annual credit report. Some states grant additional consumer protections. Any dispute you choose to file is yours to send and manage. Nothing on this page is legal advice.
3. Availability matrix
The table below lists availability of the Boss Finances credit pillar across U.S. jurisdictions. This matrix is maintained by Boss Finances and updated if our availability ever changes.
| Jurisdiction | Credit pillar | Notes |
|---|---|---|
| Alabama | Available | Education & coaching only |
| Alaska | Available | Education & coaching only |
| Arizona | Available | Education & coaching only |
| Arkansas | Available | Education & coaching only |
| California | Available | Education & coaching only |
| Colorado | Available | Education & coaching only |
| Connecticut | Available | Education & coaching only |
| Delaware | Available | Education & coaching only |
| District of Columbia | Available | Education & coaching only |
| Florida | Available | Education & coaching only |
| Georgia | Available | Education & coaching only |
| Hawaii | Available | Education & coaching only |
| Idaho | Available | Education & coaching only |
| Illinois | Available | Education & coaching only |
| Indiana | Available | Education & coaching only |
| Iowa | Available | Education & coaching only |
| Kansas | Available | Education & coaching only |
| Kentucky | Available | Education & coaching only |
| Louisiana | Available | Education & coaching only |
| Maine | Available | Education & coaching only |
| Maryland | Available | Education & coaching only |
| Massachusetts | Available | Education & coaching only |
| Michigan | Available | Education & coaching only |
| Minnesota | Available | Education & coaching only |
| Mississippi | Available | Education & coaching only |
| Missouri | Available | Education & coaching only |
| Montana | Available | Education & coaching only |
| Nebraska | Available | Education & coaching only |
| Nevada | Available | Education & coaching only |
| New Hampshire | Available | Education & coaching only |
| New Jersey | Available | Education & coaching only |
| New Mexico | Available | Education & coaching only |
| New York | Available | Education & coaching only |
| North Carolina | Available | Education & coaching only |
| North Dakota | Available | Education & coaching only |
| Ohio | Available | Education & coaching only |
| Oklahoma | Available | Education & coaching only |
| Oregon | Available | Education & coaching only |
| Pennsylvania | Available | Education & coaching only |
| Rhode Island | Available | Education & coaching only |
| South Carolina | Available | Education & coaching only |
| South Dakota | Available | Education & coaching only |
| Tennessee | Available | Education & coaching only |
| Texas | Available | Education & coaching only |
| Utah | Available | Education & coaching only |
| Vermont | Available | Education & coaching only |
| Virginia | Available | Education & coaching only |
| Washington | Available | Education & coaching only |
| West Virginia | Available | Education & coaching only |
| Wisconsin | Available | Education & coaching only |
| Wyoming | Available | Education & coaching only |
| Puerto Rico | Available | Education & coaching only |
| U.S. Virgin Islands | Available | Education & coaching only |
| Guam | Available | Education & coaching only |
Questions about availability in your jurisdiction? Email legal@bossfinances.ai.